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For many people, summer means more time outdoors. Those dedicated types who spent the winter doing their cardio and crunches indoors look forward to this time of year. The rest of us? We see it as barbecue season.

Even if you’re behind on your goals for reaching physical fitness, you can take immediate steps to improve your financial fitness — including your retirement readiness. And best of all, it doesn’t require any trips to the gym or protein shakes.

Just log on to your plan account, and you’ll find a host of resources designed to help you create a personalized action plan for improving your financial fitness. You can see a forecast of your future retirement income with the Lifetime Income ScoreSM.

You can get suggestions on next steps that can put you on track toward your goals. And you can check out the content in the Learning Center under the My Financial Path tab on the website that can help you educate yourself on improving your overall financial fitness.

Topics include emergency savings, debt management, paying for college, buying a home, planning for retirement and more. You can also review the planning and life event checklists that help you develop a financial action plan for specific personal milestones, such as having a baby or getting married.

Remember, knowledge is power. The content available on the Learning Center can empower you to take charge of your finances and your retirement readiness. And it’s never too late to start. Log in to your CCAO Deferred Compensation Plan account today and explore all the tools and content available to help you tone up your financial planning muscles.